device repairs or replacements due to theft or damage when you pay your monthly cell phone bill with your Centurion Card (up to $800 per claim, up to two claims per 12-month period). Purchase protection: Coverage against accidental damage or theft for eligible purchases made with your card (up to $10,000 per incident, up to $50,000 per 12-month period). Return protection: Get reimbursed for eligible items that a merchant won’t accept for return within 90 days of purchase (up to $300 per item, up to $1,000 per 12-month period). Extended warranty: Double the original manufacturer’s warranty on eligible purchases made with your card (up to one additional year on warranties of five years or less). Centurion members get access to the Amex Hotel Collection, which includes over 600 luxury hotels worldwide. When you book an eligible stay through Amex Travel, you’ll get exclusive benefits, such as a $100 hotel credit to spend on dining, spa, and other activities, room upgrades (when available), and early check-in and late checkout (when available). The Centurion Card also includes access to the International Airline Program, which offers discounts on international flights with select airlines through Amex Travel. When you book a First Class, Business Class, or Premium Economy ticket with an eligible airline, you can get discounted fares. Along with these travel perks, you’ll also get access to lifestyle benefits as a Centurion Cardmember. Here are a few more perks that come with the Black Card: Elite status with several car rental companies, including Hertz and Avis, which can include complimentary upgrades, discounts, and more. Access to exclusive events and experiences, such as concerts, sporting events, and more. Complimentary memberships with premium services, like CLEAR and PS Membership. Luxury gifts and personal shopping experiences. While the American Express Centurion Card comes with a hefty price tag, its benefits are undeniably luxurious. From travel perks to lifestyle benefits, this card is designed for those who value exclusivity and top-notch service. If you’re lucky enough to receive an invitation to apply for the Centurion Card, carefully consider whether the steep fees are worth the prestige and perks that come with it. And if you’re looking for a high-end credit card with similar benefits but without the invite-only requirement, the Platinum Card from American Express may be a more accessible option. With a lower annual fee and many of the same benefits, the Platinum Card can still offer a premium experience without the exclusive status of the Centurion Card.\”