Fortune Recommends™ has independently gathered all the information you need to know about the elusive Centurion® Card from American Express credit card. If you’re aiming to get your hands on the prestigious Amex Black card, good luck. American Express keeps the criteria for approval under wraps, leaving many to wonder what it takes to qualify for a card that comes with a hefty $10,000 initiation fee and a $5,000 annual fee.
The Centurion Card from American Express is invite-only, making it a symbol of exclusivity in the credit card world. This sleek metal card is not something you can apply for directly – you have to be invited based on your spending habits as an existing Amex Platinum cardholder who consistently racks up around $200,000 annually or more on that card.
This hard-to-get status adds to the allure of the Centurion Black card, which is often likened to an exclusive membership for the elite. With benefits that cater to frequent travelers and luxury enthusiasts, the card offers perks like elite hotel status, skip-the-line airport lounge access, and discounts on private airport waiting rooms in select locations.
While the rewards rate on the Centurion card may be modest at just 1 Membership Rewards point per dollar spent, the true value lies in unlocking the rich perks that come with the card. From redeeming points for travel to enjoying elite benefits at hotels and airlines, the Centurion card is designed for those who value luxury and exclusivity.
Overall, the Amex Centurion card is ideal for jet-setters who don’t mind splurging on luxury experiences and want to access a world of exclusive benefits. However, it may not be the right fit for those with more modest spending habits or limited travel plans. With a high annual fee and a host of upscale perks, the Centurion card is a status symbol reserved for those who value the ultimate in luxury and exclusivity.