Suku Bunga Tabungan Terbaik Hari Ini – Skor Hingga 5.55% APY Mengikuti Laporan Inflasi, 11 Juli 2024

Top high-yield savings accounts can earn up to 5.55% APY, with experts anticipating rate cuts later this year. Even if rates do decrease, high-yield savings accounts are expected to still offer better APYs compared to traditional accounts. It is recommended to take advantage of high APYs now, as waiting could result in missed opportunities. Experts advise comparing rates before opening a savings account to secure the best APY possible. Here are some of the top high-yield savings account APYs available currently:

– My Banking Direct: 5.55% APY, $500 minimum deposit
– TAB Bank: 5.27% APY, $0 minimum deposit
– Newtek Bank: 5.25% APY, $0 minimum deposit
– UFB Direct: 5.25% APY, $0 minimum deposit
– Synchrony Bank: 4.75% APY, $0 minimum deposit
– Capital One: 4.25% APY, $0 minimum deposit
– Discover Bank: 4.25% APY, $0 minimum deposit
– Ally Bank: 4.20% APY, $0 minimum deposit

Savings rates can fluctuate based on Federal Reserve decisions, with banks adjusting rates in response. While high savings rates have been prevalent in recent years due to Fed rate hikes, experts anticipate potential rate drops in the near future. High-yield savings accounts offer a low-risk way to grow savings with compound interest, providing high rates, low fees, and accessibility. It is important to consider factors such as minimum deposit requirements, fees, ATM access, and customer service when choosing a savings account.

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