: I found your insights on spending and financial goals to be incredibly valuable. It’s refreshing to hear a perspective that focuses on mindful spending and aligning your purchases with your values. The idea of a 90-day transaction inventory is particularly intriguing and I can see how it could provide a concrete understanding of your spending habits. Additionally, your perspective on debt being neutral is a unique take that challenges traditional views on the topic. Thank you for sharing your wisdom and experiences in your book, I’m sure it will help many readers take control of their finances in a sustainable way.