Fortune Recommends™ has teamed up with CardRatings to bring you our coverage of credit card products. Fortune Recommends™ and CardRatings may earn a commission from card issuers. Terms and conditions apply to benefits and offers from American Express. Some American Express benefits and offers may require enrollment. For more information, visit americanexpress.com. It’s important to note that there is no one-size-fits-all credit card. However, whether you’re interested in cash back, travel rewards, an introductory 0% APR, airline or hotel perks, or building your credit history, certain cards stand out above the rest. After evaluating numerous credit cards, the Fortune Recommends™ team has compiled a list of top picks for April 2024.
The Wells Fargo Active Cash® Card is a great option for those who prefer a simple approach to earning rewards. With a 2% cash back on all purchases and no annual fee, this card makes it easy to track your earnings. Plus, it offers a generous welcome bonus and a 0% introductory APR on both purchases and balance transfers.
If you’re looking to maximize your cash back rewards, the Chase Freedom Flex℠ could be the card for you. With 5% cash back on rotating categories and a solid welcome bonus, this card is ideal for savvy spenders who are willing to put in the effort to earn more rewards.
For those seeking premium travel benefits, the Capital One Venture X Rewards Credit Card offers a variety of perks at a lower annual fee compared to similar cards. With access to airport lounges, an annual travel credit, and flexible redemption options, this card is a great choice for frequent travelers.
The Chase Sapphire Preferred® Card is a mid-tier travel card that offers a generous welcome bonus, elevated rewards on travel and dining, and additional perks like primary rental car insurance. With bonus rewards on select categories and the ability to transfer points to various airline and hotel programs, this card provides excellent value for travelers.
If you’re looking for a no-annual-fee card, the Bilt Mastercard® is a standout option. With the ability to earn points on rent payments and a range of benefits including insurance coverage, this card is a great choice for those looking to maximize rewards without paying an annual fee.
For those looking to consolidate debt, the U.S. Bank Visa® Platinum Card offers an extended 0% introductory APR period on balance transfers, giving you ample time to pay off your debt without accruing interest. This card also includes cell phone protection, making it a solid choice for those looking to save on interest.
Finally, the Wells Fargo Reflect® Card is an excellent option for those looking to make a large purchase or cover emergency expenses. With a best-in-class introductory 0% APR on balance transfers and purchases, this card provides a long runway to pay off your bill without worrying about interest.