back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, and 1.5% on all other purchases. Plus, you can earn an extra 1.5% on everything you buy (up to $20,000 spent in the first year) as a welcome offer, which is worth up to $300 cash back.
Annual fee: $0
Welcome offer: Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back
Introductory Purchases APR: 0% Intro APR on Purchases for 15 months
Ongoing Purchases APR: 19.49% – 28.24% Variable
Introductory Balance Transfer APR: 0% Intro APR on Balance Transfers for 15 months
Ongoing Balance Transfer APR: 19.49% – 28.24% Variable
Recommended credit score: Excellent/Good
Rewards rate: Enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants (includes takeout and eligible delivery service), 1.5% on all other purchases
Benefits: You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more, Generous intro APR on purchases and balance transfers
Overall, the Capital One Quicksilver and QuicksilverOne cards are solid options for those looking for a simple cash-back rewards card. The Quicksilver card is better suited for those with good to excellent credit who can take advantage of the welcome bonus and promotional APR, while the QuicksilverOne card is a good choice for those with fair to good credit looking to build their credit history. Consider your credit score, spending habits, and financial goals to determine which card is the best fit for you.