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The days of free airport lounge access feeling like an unattainable luxury are over. In 2024, Fortune Recommends conducted research to identify credit cards that still offer this perk for a reasonable annual fee. And the good news is, there are several options that cater to frequent flyers with more than just lounge access.
The U.S. Bank Altitude Connect Visa Signature Card tops our list as the best overall card for affordable lounge access. With a 50,000-point welcome bonus worth $500, complimentary Priority Pass Select membership, and no annual fee for the first year, it’s a standout choice.
For travelers who prioritize checked bags, the UnitedSM Explorer Card is a great option. While it only offers two lounge passes per year, it includes a free checked bag for you and a companion, priority boarding, and a $100 Global Entry/PreCheck/NEXUS fee credit.
If you’re looking for a card with CLEAR Plus benefits, the American Express Green Card is a solid pick. With a $150 annual fee, it offers up to $100 LoungeBuddy statement credit, up to $189 credit toward CLEAR Plus, and 3X points on travel/transit/dining.
For those seeking a premium card with unlimited lounge access, the Capital One Venture X Rewards Credit Card is worth considering. Despite its $395 annual fee, it offers a $300 travel credit, $100 TSA PreCheck/Global Entry credit, 75,000-mile welcome bonus, and unlimited lounge access for you and up to two guests.
While there are no cards offering free lounge access with no annual fee, the U.S. Bank Altitude Connect and United Explorer Card both provide access for $95 per year or less. Ultimately, the best card for affordable lounge access will depend on your travel priorities and preferences.