Apakah kartu Delta Gold Amex itu bernilai?

American Express benefits and offers come with terms and conditions that may require enrollment. To learn more, visit americanexpress.com. When it comes to the Delta SkyMiles® Gold American Express Card, the perks may seem enticing, but the ability to earn miles can make it difficult to justify the annual fee. Let’s take a closer look to determine if the benefits outweigh the costs.

For starters, the card offers an introductory bonus of 70,000 Bonus Miles after spending $3,000 in the first 6 months. The annual fee is $0 for the first year, then $150. The regular APR ranges from 20.99% to 29.99% variable.

Who should consider the Delta SkyMiles® Gold American Express Card? If you frequently fly with Delta Air Lines and check bags, the card can provide significant savings. The first checked bag fee is waived, saving you up to $30 per bag each way. Additionally, if you redeem SkyMiles for coach flights on Delta, you can find good value, especially with the TakeOff15 award flight discount.

Those who spend $10,000 on the card in a year can benefit from a $200 Delta flight credit. Additionally, individuals who dine out frequently or shop at U.S. supermarkets can earn 2X miles on these purchases, potentially accumulating enough miles for a round trip ticket.

On the other hand, the Delta SkyMiles® Gold American Express Card may not be worth it for those who already have elite status with Delta, as many of the card’s benefits are redundant. Travelers who frequently redeem miles for flights on Delta partners may also find limited value, as the card’s rewards are primarily focused on Delta flights.

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Ultimately, the card’s value proposition may not be compelling for everyone, especially considering the annual fee. There are alternative cards on the market that offer better rewards with lower fees. For example, the Chase Sapphire Preferred® Card provides higher earning potential on purchases and a more lucrative welcome bonus.

To maximize rewards with the Delta SkyMiles® Gold American Express Card, be sure to take advantage of the welcome bonus, use the card for supermarket and dining purchases, and enroll in the Delta SkyMiles dining program for additional bonuses.

In conclusion, while the Delta SkyMiles® Gold American Express Card offers some benefits, its long-term rewards potential may not be as appealing as other options on the market. Consider your travel habits and spending patterns before deciding if this card is the right fit for you.